Expat Mall, Inc.
Effective Date: October 1, 2026
Last Updated: October 1, 2026
Welcome to ExpatMall.com (“Expat Mall,” “ExpatMall.com,” the “Website,” or the “Platform”), operated by Expat Mall, Inc. (“Expat Mall,” “we,” “us,” or “our”).
These Terms of Service (“Terms”) govern your access to and use of ExpatMall.com, including its websites, online community, member profiles, directories, marketplace features, content, communications tools, and other services we make available.
By accessing or using the Website, creating an account, or participating in a service offered through the Platform, you agree to these Terms and our Privacy Policy. If you do not agree, you must not use the Website.
Additional terms may apply to specific features, transactions, promotions, investment opportunities, or third-party services. Where applicable, those additional terms supplement these Terms. If a separate written agreement expressly governs a particular transaction or service and conflicts with these Terms, that agreement will control with respect to the subject matter it specifically addresses.
Expat Mall is a global platform designed to help expatriates, immigrants, international families, entrepreneurs, professionals, investors, and businesses discover opportunities, access services, connect with communities, and navigate life across borders.
The Platform may include the following features, depending on availability:
Not every feature is necessarily available in every location or at every stage of the Platform's development. We may introduce, modify, suspend, or discontinue features subject to applicable law and any applicable written agreements.
You must have the legal capacity to enter into a binding agreement to use the Website. Certain services, transactions, listings, and investment opportunities may have additional age, geographic, professional, financial, or legal eligibility requirements.
When creating an account, you agree to provide accurate and reasonably current information and to update it when necessary.
You are responsible for:
You may not impersonate another person, create an account using information you are not authorized to use, or misrepresent your identity, professional qualifications, business affiliation, or legal authority.
We may request additional information when reasonably necessary to administer an account, verify a listing, protect the Platform, or comply with applicable law.
Some Website features may be publicly accessible, while others may require registration, membership, an invitation, specific permissions, payment, or additional verification.
Registration does not automatically entitle you to access every feature or restricted area of the Platform.
We may approve, deny, limit, suspend, or revoke access where reasonably necessary to enforce these Terms, protect users, maintain security, comply with law, or administer a particular service.
You must not share restricted account access with unauthorized individuals or attempt to bypass membership restrictions, access controls, or other security measures.
You agree to use Expat Mall lawfully, responsibly, and in a manner consistent with these Terms.
You must not:
Nothing in these Terms prohibits activities protected by applicable law.
Expat Mall may allow users to create profiles, publish listings, post comments, submit reviews, upload photographs, participate in discussions, send messages, or contribute other material (“User Content”).
You retain ownership of User Content to the extent you own the relevant rights. You are responsible for ensuring that you have the rights, permissions, and legal basis necessary to submit and share it.
By submitting User Content, you grant Expat Mall a non-exclusive, worldwide, royalty-free license to host, store, reproduce, display, format, distribute, and otherwise use that content as reasonably necessary to operate, provide, maintain, promote, and improve the Platform and the features through which you submitted it. This license lasts for as long as necessary for those purposes, subject to applicable law, your rights, and any applicable agreements.
Where technically and operationally practicable, the license for content you delete will end when the content is removed from active public display, except to the extent continued use or retention is necessary for backups, legal compliance, dispute resolution, security, or other lawful purposes. Copies independently retained by other users or third parties may not be removable by Expat Mall.
You represent that your User Content does not knowingly infringe another person's rights, violate applicable law, or breach an obligation you owe to another party.
We do not claim ownership of your User Content merely because you submit it. You should not upload confidential or sensitive information unless the relevant feature is designed for that purpose and you are authorized to provide it.
Expat Mall may provide community groups, discussion forums, member messaging, comments, and other communication features.
You are responsible for your interactions with other users. Expat Mall does not guarantee the identity, intentions, conduct, qualifications, or reliability of any member.
Unless a feature expressly provides otherwise, you should not assume that communications are legally privileged, guaranteed confidential, or immune from being copied, forwarded, captured, or disclosed by recipients.
Do not use community or messaging features to harass others, distribute unlawful content, solicit unauthorized personal information, commit fraud, or conduct prohibited activities.
We may investigate reported abuse, moderate content, restrict accounts, or take other reasonable measures to protect the community, subject to applicable law.
Expat Mall may allow independent vendors, businesses, and service providers to publish listings, operate storefronts, offer products or services, and interact with customers.
Unless expressly stated otherwise for a specific transaction, third-party vendors and service providers are independent parties and are not employees, agents, partners, or representatives of Expat Mall solely because they use the Platform.
Each seller or service provider is responsible for:
Customers are responsible for reviewing relevant product descriptions, seller terms, pricing, delivery arrangements, cancellation conditions, and other material information before completing a transaction.
Expat Mall may provide tools that facilitate discovery, communication, payments, or transactions. The precise role Expat Mall plays in a transaction depends on the applicable feature and transaction terms.
Unless expressly stated in applicable terms, Expat Mall does not guarantee the quality, safety, legality, availability, delivery, or performance of a third-party product or service.
Some features may involve purchases, subscription fees, listing fees, booking charges, marketplace commissions, or other charges.
Before completing a paid transaction, you should review the price, applicable taxes, recurring charges, payment terms, cancellation conditions, and refund policy presented for that transaction.
Where Expat Mall charges a fee directly, the applicable checkout page, subscription terms, or separate written agreement will govern the relevant charge.
Where a third-party seller or service provider charges you, that party's applicable transaction terms may govern the sale, subject to applicable law.
Payments may be processed by third-party payment providers. Your use of those services may be subject to their terms and privacy policies.
Refunds, cancellations, chargebacks, and disputes will be handled according to the applicable transaction terms and legal requirements. Nothing in these Terms excludes any consumer rights that cannot lawfully be waived.
We reserve the right to correct pricing errors, address suspected fraud, and suspend transactions that appear unlawful or unauthorized, subject to applicable law.
Expat Mall may provide directories, appointment scheduling, bookings, inquiries, or referrals involving independent professionals and service providers.
Unless expressly stated otherwise, Expat Mall is not the provider of the underlying professional service merely because the service is listed, discovered, booked, or requested through the Platform.
Third-party professionals are responsible for their own qualifications, licenses, advice, conduct, service delivery, and compliance with applicable laws and professional standards.
Users are responsible for evaluating whether a provider is suitable for their needs and for reviewing the provider's own terms before engaging its services.
Expat Mall does not guarantee any provider's availability, qualifications, outcomes, or suitability.
The Website may contain directories, articles, educational materials, listings, and resources concerning health care, medical tourism, legal services, immigration, financial matters, travel, and other professional topics.
Unless expressly identified as a service provided by a suitably qualified professional under a separate agreement, Website content is for general informational purposes only.
Information on the Website is not a substitute for individualized medical care, legal advice, immigration advice, tax advice, investment advice, or other professional guidance.
Users should consult appropriately qualified professionals regarding their specific circumstances and verify relevant credentials, licensing, legal requirements, and service terms before acting.
Expat Mall does not guarantee that information published by independent providers or third parties is complete, accurate, current, or suitable for your circumstances.
Expat Mall may provide business profiles, pitch decks, issuer information, investment-related articles, investor communications, and other materials concerning companies, projects, or potential investment opportunities.
Unless accompanied by formal offering documentation and the disclosures required by applicable law, information presented through the Platform is for general informational purposes only.
Nothing on the Website, by itself, constitutes:
Any securities offering, if made, must be conducted in compliance with applicable securities laws, including relevant registration requirements or exemptions and any applicable investor eligibility restrictions.
Access to investment-related materials does not establish that a user is an accredited investor, qualified purchaser, eligible investor, or otherwise qualified to participate in an offering.
Expat Mall does not guarantee the accuracy or completeness of information supplied by issuers, sponsors, promoters, or other third parties.
Users should review the applicable definitive offering documents, risk disclosures, and transaction terms and seek independent professional advice before making an investment decision.
The availability of investment-related features does not, by itself, mean that Expat Mall acts as a broker-dealer, investment adviser, funding portal, immigration adviser, or other regulated professional. Expat Mall will undertake activities only to the extent permitted by applicable law and any required authorization.
Additional terms, eligibility checks, disclosures, confidentiality agreements, or offering-specific documentation may apply to particular investment opportunities.
The Investor Relations Center may provide authorized members with access to company announcements, corporate updates, business developments, investor communications, and links to selected documents or external data rooms.
Access to the Investor Relations Center does not automatically establish shareholder status, investor eligibility, accreditation, or any contractual right to participate in a fundraising round or investment opportunity.
Some materials may be confidential, proprietary, commercially sensitive, or subject to separate access restrictions. Where materials are designated confidential or are covered by a separate confidentiality agreement, you must comply with the applicable obligations.
Unless authorized in writing or otherwise permitted by law, you must not disclose restricted materials to unauthorized persons or use them outside the scope of the authorization provided.
External document repositories, including Google Drive, may have separate access permissions and terms. Website membership does not necessarily grant access to every external document, and access to a document does not authorize unrestricted distribution.
We may update, replace, restrict, or remove investor materials subject to applicable law and any applicable written agreements.
Expat Mall may allow users and businesses to submit company profiles, pitch decks, proposals, business listings, or other opportunity-related materials.
You are responsible for ensuring that you are authorized to submit the materials and that the information is not misleading, unlawful, or in violation of a confidentiality obligation or third-party right.
Submitting a pitch deck or business profile does not guarantee publication, investment, financing, introductions, customer acquisition, or any other business outcome.
Expat Mall may review, decline, edit for presentation, restrict, or remove submissions in accordance with these Terms and applicable law.
Unless separately agreed in writing, submission of materials does not obligate Expat Mall to invest in, endorse, promote, distribute, or maintain confidentiality over those materials beyond any obligations imposed by applicable law or an existing agreement.
You should not submit trade secrets, confidential third-party information, or sensitive personal information unless you are authorized to do so and the submission process is appropriate for that information.
The Website and its original content, design, branding, graphics, software, text, and other materials are owned by Expat Mall or its licensors, unless otherwise indicated, and may be protected by intellectual property laws.
Except as expressly permitted by law or authorized in writing, you may not copy, modify, distribute, publicly display, sell, license, or commercially exploit Expat Mall's intellectual property.
All trademarks, service marks, logos, and trade names displayed on the Website belong to their respective owners. Their appearance on the Platform does not necessarily imply endorsement, sponsorship, or affiliation.
Nothing in these Terms transfers ownership of Expat Mall's intellectual property to you.
We respect intellectual property rights and expect users to do the same.
If you believe content on the Website infringes your copyright, please contact Expat Mall through the official contact channels on ExpatMall.com and include sufficient information to identify the work, the allegedly infringing material, your contact information, and the basis of your complaint.
We may remove or restrict access to material where appropriate and may take action against repeat infringers, subject to applicable law.
If you are submitting a formal notice under a specific copyright law, additional legal requirements may apply. Please provide the information required by that law.
The Website may contain links to or integrations with third-party websites, applications, payment services, document repositories, travel providers, advertisers, vendors, and other services.
Third-party services are generally governed by their own terms, privacy policies, and operating practices. Expat Mall does not control all aspects of those services and is not responsible for their independent content, availability, security, or conduct.
Your decision to use a third-party service or enter into a transaction with a third party is your responsibility. You should review the applicable terms and policies before proceeding.
Your use of the Website is also subject to our Privacy Policy, which explains how Expat Mall collects, uses, discloses, and otherwise processes personal information.
You can review the Privacy Policy through the relevant link on ExpatMall.com.
By using the Website, you acknowledge the Privacy Policy. Where applicable law requires separate consent for a specific processing activity, that consent will be obtained separately.
We aim to maintain a useful and reliable Platform but do not guarantee that the Website or every feature will always be available, uninterrupted, secure, error-free, or compatible with every device.
We may update, modify, suspend, or discontinue features, content, or services to maintain the Website, improve functionality, address security issues, comply with law, or adapt our business.
We will honor applicable contractual commitments and nonwaivable legal obligations.
To the maximum extent permitted by applicable law, the Website and its content are provided on an “as is” and “as available” basis.
Expat Mall makes no general warranty that the Website will be uninterrupted, error-free, secure, or suitable for every purpose, or that all information provided by users or third parties will be accurate or complete.
We do not guarantee that a particular product, service, business listing, professional, destination, course, job, project, or investment opportunity will meet your expectations or produce a particular result.
Nothing in these Terms excludes or limits any warranty, consumer right, or other protection that cannot lawfully be excluded or limited.
To the maximum extent permitted by applicable law, Expat Mall and its directors, officers, employees, affiliates, and representatives will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for loss of profits, revenue, business opportunities, goodwill, data, or anticipated savings arising out of or related to your use of, or inability to use, the Website.
To the maximum extent permitted by applicable law, Expat Mall will not be responsible for losses arising from third-party products, services, listings, statements, transactions, or conduct that Expat Mall did not itself provide or control.
Nothing in this section excludes or limits liability that cannot lawfully be excluded or limited. Any liability limitations are subject to applicable law and any overriding written agreement.
To the extent permitted by applicable law, you agree to be responsible for losses, liabilities, claims, and reasonable expenses arising from your material violation of these Terms, unlawful use of the Website, infringement of another person's rights, or User Content that you submit in violation of applicable law or these Terms.
This provision does not apply to the extent a claim results from conduct for which you cannot lawfully be held responsible.
You may stop using the Website at any time. Where account deletion is available, you may use the relevant account settings or contact us for assistance.
We may suspend, restrict, or terminate access where reasonably necessary to enforce these Terms, protect the Platform or its users, address security concerns, respond to unlawful activity, or comply with applicable law.
Where appropriate and permitted by law, we may provide notice of a suspension or termination.
Termination does not eliminate obligations that by their nature or under an applicable agreement continue after termination, including relevant intellectual property, confidentiality, payment, dispute, or liability provisions.
These Terms will be governed by the laws specified in any valid governing-law provision in a separate agreement between you and Expat Mall that applies to the relevant dispute.
If no such provision applies, the governing law and appropriate forum will be determined under applicable conflict-of-law rules.
Nothing in this section limits any nonwaivable rights, remedies, or protections available under applicable law.
We may update these Terms from time to time to reflect changes in the Website, our business, available features, or legal requirements.
When we make changes, we will update the “Last Updated” date at the beginning of the Terms and provide additional notice where required by law.
Where applicable law requires affirmative acceptance or other steps for revised terms to take effect, we will follow those requirements.
Your continued use of the Website after updated Terms become effective constitutes acceptance of the changes to the extent permitted by applicable law.
If any provision of these Terms is found unenforceable, the remaining provisions will continue to apply to the extent permitted by law.
Our failure to enforce a provision does not necessarily waive our right to enforce it later.
You may not transfer rights or obligations under these Terms in a manner that violates applicable law or any applicable agreement. Expat Mall may transfer these Terms as part of a merger, acquisition, corporate restructuring, or transfer of relevant business assets, subject to applicable law.
These Terms, together with the Privacy Policy and any applicable additional terms or written agreements, govern your use of the Website to the extent described in those documents.
If you have questions about these Terms, please contact Expat Mall through the official contact channels available on our Website.
Expat Mall, Inc.
Website: ExpatMall.com
Subject line: Terms of Service Inquiry
We will review and respond to inquiries as appropriate and in accordance with applicable law.
Expat Mall, Inc.
Effective Date: October 1, 2026
Last Updated: October 1, 2026
Welcome to ExpatMall.com (“Expat Mall,” “ExpatMall.com,” the “Website,” or the “Platform”). This Privacy Policy explains how Expat Mall, Inc. (“Expat Mall,” “we,” “us,” or “our”) collects, uses, stores, discloses, and otherwise processes personal information when you visit or use our Website, create an account, participate in our online community, browse or purchase products and services, interact with marketplace participants, access business directories, communicate with other members, or use any other feature we make available.
Expat Mall is building a global platform designed to help expatriates, immigrants, international families, entrepreneurs, professionals, investors, and businesses discover opportunities, access services, connect with communities, and navigate life across borders.
Our services may include:
Not every feature may be available in every country or at every stage of the Platform's development.
This Privacy Policy applies to personal information processed through ExpatMall.com and the services covered by this policy. Additional privacy notices may apply to particular products, services, transactions, or programs.
By using the Website, you acknowledge that you have had the opportunity to review this Privacy Policy. Where applicable law requires consent for a particular processing activity, we will seek that consent separately.
The organization responsible for the processing described in this Privacy Policy is:
Expat Mall, Inc.
Website: ExpatMall.com
Contact: Through the contact channels available on ExpatMall.com.
For privacy inquiries, please use our Website's contact channels and identify your message as a Privacy Request.
Where applicable privacy laws require a business to identify a specific legal entity, controller, representative, or additional contact information, Expat Mall will provide the information required by those laws.
The personal information we collect depends on how you interact with Expat Mall, which features you use, and the information you choose to provide.
We may collect information you voluntarily provide when you:
Depending on the activity, this information may include your name, email address, username, profile photograph, telephone number, country of residence, city, professional background, business name, job title, biography, interests, preferences, and other information you choose to provide.
We may also collect information included in messages, inquiries, reviews, photographs, documents, or other content you submit.
If you register for an account, we may process information such as:
We use this information to create and administer accounts, authenticate users, provide membership features, manage access permissions, and maintain the Website.
You should not share your password or allow unauthorized individuals to access your account.
Expat Mall may offer member profiles, groups, discussions, messaging, comments, reviews, and other community features.
When you use these features, we may process information such as your profile details, posts, comments, messages, group memberships, connections, uploaded media, and interactions with other users.
Information you choose to publish in a public or member-visible area may be visible to other people. The audience depends on the settings and access controls of the particular feature.
For example, information in a public business listing may be accessible to Website visitors, while content in a restricted group or private area may be accessible only to authorized members.
Private messaging and restricted membership features should not be treated as an absolute guarantee that recipients cannot copy, save, disclose, or redistribute information they can access.
Please consider carefully what you choose to publish or share.
Where marketplace features are available, we may process information relating to vendors, customers, products, services, and transactions.
Depending on the feature, this may include:
If you act as a vendor or service provider, information you submit may be displayed to customers or other visitors as part of your listing or storefront.
If you purchase products or services, certain information may be shared with the relevant seller, service provider, payment processor, or fulfillment provider as needed to complete and administer the transaction.
The specific information collected depends on the marketplace features and integrations enabled at the time.
If Expat Mall offers booking, scheduling, appointment, or service-request functionality, we may process information such as your name, contact details, requested service, preferred appointment time, booking status, communications, and relevant transaction details.
We may share necessary booking information with the professional, business, or service provider responsible for fulfilling your request.
Expat Mall is not necessarily the provider of the underlying service. A booking through the Website does not mean that Expat Mall itself provides medical care, legal advice, immigration representation, financial advice, or any other professional service.
Please do not submit medical records, government identification, payment credentials, or other sensitive information through general booking or contact forms unless the feature expressly requests it through an appropriate process.
Expat Mall may publish directories, listings, educational content, and other resources relating to health care, medical tourism, legal services, immigration, wealth management, travel, and other professional services.
If you browse these resources, we may collect technical usage information as described in this policy.
If you submit an inquiry, request information, or contact a listed provider, we may process the contact details and inquiry information you provide and share relevant information with the provider when necessary to respond to your request.
Browsing a health care or professional directory does not, by itself, mean that Expat Mall collects your medical records or provides professional advice.
Please be cautious when submitting health information, immigration records, financial details, or other sensitive information. Use a provider's designated secure channel when appropriate.
If a specific Expat Mall service begins collecting health information, government identifiers, or other sensitive personal information, we will provide any additional notices, safeguards, and consents required by applicable law.
Where available, Expat Mall may provide job listings, educational courses, professional development resources, projects, or related opportunities.
If you apply, enroll, submit a proposal, or otherwise participate, we may process information such as your name, contact details, qualifications, professional experience, application materials, submitted work, enrollment status, and communications.
Depending on the opportunity, relevant information may be shared with the employer, course provider, project owner, instructor, or other organization responsible for administering it.
Third-party organizations may have their own privacy policies and practices. You should review those policies before providing additional information directly to them.
Expat Mall may provide investment-related content, business opportunities, pitch decks, issuer profiles, investor communications, and other materials through the Website.
The Investor Relations Center may provide authorized members with access to company announcements, corporate updates, investor communications, and links to selected documents or an external data room.
Depending on the feature, we may process:
Expat Mall does not currently intend the general Website to serve as a repository for users' bank credentials, payment-card security codes, government identity documents, or financial-account credentials. If a particular transaction or service requires additional information, it should be collected only through an appropriately designed process with applicable notices and safeguards.
Certain investor documents may be hosted on third-party services, including Google Drive. In those cases:
We recommend that users review the applicable third-party privacy and security information before accessing external services.
Investment-related materials may involve separate eligibility requirements, confidentiality agreements, offering documents, or other legal conditions. This Privacy Policy does not replace those documents.
If you contact us, subscribe to updates, or request information, we may process your name, email address, message contents, preferences, and related communication records.
We may use this information to respond to inquiries, provide requested updates, administer subscriptions, send service announcements, and manage our relationship with you.
Where required by law, we will obtain consent before sending marketing communications. You may unsubscribe from promotional emails using the instructions provided in the message. You may still receive necessary service-related, security, transactional, or legal communications.
When you visit or use ExpatMall.com, we and our hosting, security, and technology providers may automatically collect certain technical information, such as:
The specific information collected depends on the technologies, plugins, hosting services, and security tools in use.
We use this information to operate the Website, maintain security, troubleshoot technical problems, understand usage, improve functionality, and prevent abuse.
Expat Mall and its service providers may use cookies, pixels, local storage, session identifiers, and similar technologies.
These technologies may be used to:
Some cookies are necessary for Website operation. Others may be optional or provided by third parties.
You can manage cookies through your browser settings and, where available, our cookie-preference tools. Disabling certain cookies may affect the functionality of the Website.
Where required by applicable law, we will provide appropriate notice and obtain consent before using nonessential cookies or similar technologies.
Some browsers provide “Do Not Track” settings. Because there is no universally adopted standard for interpreting every such signal, our response may depend on applicable law and the technologies involved. Where required by law, we will honor applicable opt-out preference signals.
We may use personal information for the following purposes, where applicable:
Where applicable law requires consent or another specific legal basis, we will process personal information accordingly.
We may disclose personal information to the following categories of recipients, when reasonably necessary and permitted by law.
Information you choose to place in a public profile, public listing, discussion, review, or other public-facing feature may be visible to Website visitors, search engines, or other third parties.
Information displayed in a member-only area may be accessible to authorized members according to that feature's settings.
Please review your profile and content settings before publishing information.
When you use marketplace, booking, directory, or service features, we may disclose relevant information to the vendor, seller, service provider, or other participant involved in fulfilling your request or transaction.
For example, a seller may receive the information necessary to process an order, or a professional may receive your contact information and inquiry to respond to a service request.
We may share information with service providers that help us operate Expat Mall, such as providers of:
These providers may process personal information on our behalf or independently under their own terms, depending on the service and relationship.
We seek to use appropriate contractual, technical, or organizational measures where required by applicable law.
If you make a purchase, pay a fee, or participate in a transaction through an enabled payment feature, relevant information may be processed by the payment processor or financial service provider involved.
Payment providers may collect payment-card details, billing information, fraud-prevention data, or other information directly from you.
Unless a specific feature expressly provides otherwise, do not assume that payment information is stored by Expat Mall itself. The information handled by Expat Mall depends on the payment integration and its configuration.
Payment providers' own privacy policies govern their independent processing of information.
Where you request information, register interest, or interact with a business opportunity, we may share the information necessary to respond to your request or administer the relevant program.
We will not treat a general interest in Expat Mall as unlimited permission to disclose your personal information to unrelated businesses.
Where a separate consent or notice is required, we will provide it.
We may disclose relevant information to our lawyers, accountants, auditors, insurers, consultants, and authorized representatives when reasonably necessary for legitimate business, professional, legal, or compliance purposes.
We may disclose information if we reasonably believe disclosure is necessary to:
If Expat Mall is involved in a merger, acquisition, financing, restructuring, sale of assets, or similar corporate transaction, personal information may be disclosed to relevant parties as reasonably necessary for that transaction, subject to applicable confidentiality and legal requirements.
We may disclose information when you request that we do so, authorize a disclosure, or otherwise provide consent where required.
Expat Mall does not currently intend to sell personal information in exchange for monetary consideration.
However, some privacy laws define “sale” or “sharing” broadly. Certain advertising, analytics, or tracking activities may fall within those definitions even if no money is exchanged directly for personal information.
The Website's actual practices depend on the analytics, advertising, and tracking technologies enabled.
Where applicable law gives you the right to opt out of the sale or sharing of personal information, targeted advertising, or certain profiling, we will provide the required choices and honor valid requests.
If Expat Mall begins using personal information in a way that requires an additional notice, consent, or opt-out mechanism, we will update our practices and notices as required by law.
Depending on your location and the laws that apply, you may have rights concerning your personal information.
These rights may include:
These rights are not absolute and may be subject to exceptions, eligibility requirements, and verification procedures.
To exercise a privacy right, contact Expat Mall through the contact channels on ExpatMall.com and identify your request as a Privacy Request.
Please specify the right you wish to exercise and provide enough information for us to understand and process your request.
We may need to verify your identity or authority before responding. We will handle requests within the timeframes required by applicable law.
If we cannot fulfill a request, we will explain the reason where required and provide information about any available appeal process.
An authorized agent may submit a request on your behalf where permitted by law and subject to applicable verification requirements.
You may also manage or update certain account information directly through available Website settings.
This section applies to California residents to the extent the California Consumer Privacy Act, as amended, and its implementing regulations apply to Expat Mall.
Subject to applicable definitions, thresholds, and exceptions, California residents may have rights to know, access, correct, and delete personal information; receive information about certain disclosures; opt out of the sale or sharing of personal information; limit certain uses and disclosures of sensitive personal information; and receive equal service and pricing for exercising applicable privacy rights.
Depending on how you use the Website, we may collect the following categories:
Certain information may qualify as sensitive personal information under applicable law. We do not intend to collect sensitive personal information through general Website features unless it is reasonably necessary for a disclosed purpose or otherwise appropriately authorized.
We may collect and disclose these categories for the purposes described in Sections 3 through 5, including Website operation, account administration, marketplace transactions, communications, security, customer support, analytics, and legal compliance.
We may disclose relevant categories to service providers, vendors, transaction participants, professional advisers, and other recipients described in this policy.
Expat Mall does not currently intend to sell personal information for monetary consideration. Whether a particular disclosure constitutes a “sale” or “sharing” under California law depends on the facts and the technologies used.
If our practices trigger applicable sale, sharing, or targeted-advertising opt-out obligations, we will provide the required notice and methods to exercise those rights.
California residents may submit requests through the contact channels available on ExpatMall.com. We may verify your identity and will respond as required by applicable law.
Where required, we will provide a method to appeal a decision concerning a privacy request and information about contacting the appropriate regulator.
Expat Mall is designed for an international audience. Depending on your location and how you use the Website, your information may be processed in the United States or other countries where Expat Mall or its service providers operate.
Privacy and data-protection laws in those countries may differ from the laws in your country of residence.
Where required by applicable law, we will use appropriate safeguards for international transfers of personal information, such as contractual protections or other recognized transfer mechanisms.
If you are located in the European Economic Area, the United Kingdom, or another jurisdiction with specific data-protection requirements, additional rights or protections may apply.
Where the General Data Protection Regulation or similar legislation applies, Expat Mall will identify and rely on an appropriate legal basis for processing, such as providing a requested service, complying with legal obligations, pursuing legitimate interests where permitted, or obtaining consent where required.
You may exercise applicable rights by contacting us using the procedure in Section 7.
We retain personal information for as long as reasonably necessary for the purposes described in this Privacy Policy, including to:
Retention periods vary depending on the type of information, the feature involved, and applicable legal requirements.
When personal information is no longer reasonably necessary and no valid retention obligation or other lawful basis applies, we will take appropriate steps to delete, anonymize, or securely dispose of it.
Deleting an account may not immediately remove information already shared with other members, included in completed transactions, retained in backups, or held by independent third parties. We will handle such information in accordance with applicable law and our retention practices.
We use reasonable administrative, technical, and organizational measures intended to protect personal information against unauthorized access, loss, misuse, alteration, or disclosure.
Depending on the systems involved, safeguards may include access controls, account permissions, security monitoring, software updates, and other protective measures.
However, no website, network, storage system, or method of transmitting information over the Internet can be guaranteed to be completely secure.
You are responsible for maintaining the confidentiality of your login credentials and for using the Website in a secure manner.
If you believe your account or information has been compromised, please contact us promptly through ExpatMall.com.
Where required by law, we will provide notices relating to personal-data breaches.
The Website may contain links to, or integrations with, third-party websites, applications, payment processors, document repositories, booking services, social networks, and other platforms.
Examples may include services used to host investor documents, process payments, provide maps or travel information, facilitate communications, or support marketplace functionality.
When you interact directly with a third-party service, that provider may collect and process your information under its own privacy policy and terms.
Expat Mall does not control the independent privacy practices of third parties and is not responsible for their policies or activities.
A link to a third-party website does not mean that Expat Mall endorses the provider or guarantees its privacy or security practices.
Please review the relevant third-party policies before submitting information to those services.
Expat Mall is not intended for children under the age of 13, and we do not knowingly collect personal information directly from children under 13 through general Website features.
If we learn that we have collected personal information from a child under 13 without legally required authorization, we will take appropriate steps to address the information.
If you believe a child has provided personal information to us inappropriately, please contact us through ExpatMall.com.
Where a feature is subject to additional age restrictions or legal eligibility requirements, those restrictions also apply.
Expat Mall may allow users to publish profiles, listings, comments, reviews, photographs, messages, and other content.
You are responsible for considering whether the information you submit should be public, restricted to members, or shared only with a specific recipient.
Information published in a public area may be copied, indexed by search engines, saved, or redistributed by other people. Removing content from ExpatMall.com may not remove copies that others have independently retained.
Do not publish another person's personal information without an appropriate legal basis or authorization.
We may process user-generated content to operate the relevant feature, enforce our terms, moderate abuse, maintain security, and respond to lawful requests.
You may receive service-related communications when you create an account, use a feature, complete a transaction, request assistance, or participate in the Website.
We may also send newsletters, announcements, product updates, or promotional communications where permitted by law.
You can opt out of promotional emails using the unsubscribe mechanism in the message or by contacting us. Opting out of promotional communications does not necessarily stop essential account, security, transactional, or legal notices.
If you receive marketing communications from an independent vendor or third-party provider, you may need to manage your preferences directly with that provider.
Depending on the features enabled, Expat Mall may use automated tools to support search, organize listings, recommend relevant content, identify suspicious activity, improve usability, or personalize certain aspects of the Website.
We do not intend for general Website personalization alone to make legal or similarly significant decisions about you.
If we introduce automated processing that is subject to additional disclosure, consent, or rights under applicable law, we will provide appropriate information and safeguards.
Some browsers and devices offer privacy signals or settings intended to communicate a user's tracking preferences.
The legal effect of these signals varies by jurisdiction and technology. Where applicable law requires Expat Mall to recognize a qualifying opt-out preference signal, we will do so as required.
You may also use available cookie controls, privacy settings, or other opt-out methods provided on the Website.
We may update this Privacy Policy from time to time to reflect changes in our business, technology, Website features, service providers, or legal obligations.
When we update the policy, we will revise the “Last Updated” date at the beginning of the document.
If a change requires additional notice or consent under applicable law, we will provide it through the Website, by email, or through another appropriate method.
Your continued use of the Website after an updated policy becomes effective does not replace any consent that the law separately requires.
We encourage you to review this policy periodically.
If you have questions about this Privacy Policy, want to exercise a privacy right, or wish to raise a concern about how your information is handled, please contact Expat Mall through the official contact channels available on our Website.
Expat Mall, Inc.
Website: ExpatMall.com
Subject line or message reference: Privacy Request
Please do not include passwords, payment-card security codes, government identification numbers, or other highly sensitive information in a general privacy inquiry.
We will review and respond to requests in accordance with applicable law.