{"id":8,"date":"2026-09-21T00:58:31","date_gmt":"2026-09-21T00:58:31","guid":{"rendered":"https:\/\/expatmall.com\/investorrelations\/privacy-policy\/"},"modified":"2026-10-09T03:03:38","modified_gmt":"2026-10-09T03:03:38","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/expatmall.com\/investorrelations\/privacy-policy\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"\t\t
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\n

Investor Relations Center \u2014 Privacy Policy<\/h1>\n

Effective Date:<\/strong> October 1, 2026
\n Last Updated:<\/strong> October 1, 2026<\/p>\n

This Privacy Policy explains how Expat Mall, Inc. (\u201cExpat Mall,\u201d \u201cwe,\u201d \u201cus,\u201d or \u201cour\u201d) collects, uses, discloses, stores, and otherwise processes personal information when you access or use the Expat Mall Investor Relations Center (the \u201cInvestor Relations Center\u201d). This includes investor profiles, issuer pages, deal rooms, investment-related document libraries, investor communications, access requests, and related features.<\/p>\n

This Policy supplements the general Expat Mall Privacy Policy. If you use other Expat Mall features, additional privacy terms may apply. Where a separate notice applies to a particular service or transaction, we will explain how it relates to this Policy.<\/p>\n

Please do not submit passwords, bank-account credentials, full payment-card numbers, government identification numbers, or other highly sensitive information through ordinary messages or email unless a specific, secure process expressly requests it.<\/strong><\/p>\n

1. Who Is Responsible for Your Information?<\/h2>\n

Expat Mall, Inc. operates the Investor Relations Center. Depending on the feature you use and the relationship involved, an issuer, sponsor, transaction platform, verification provider, or other third party may independently collect or process information under its own privacy notice.<\/p>\n

For example, when you submit information directly to an issuer or complete a transaction through a third-party provider, that party may determine how certain information is used. Review the relevant party's privacy notice before submitting information.<\/p>\n

2. Information We Collect<\/h2>\n

The categories of information we collect depend on how you use the Investor Relations Center, the features enabled, and the requirements of the relevant issuer or service provider.<\/p>\n

A. Account and Contact Information<\/h3>\n
    \n
  • Name, username, email address, telephone number, and mailing address.<\/li>\n
  • Login credentials and account security information, stored or processed using appropriate technical measures.<\/li>\n
  • Profile photo, biography, professional background, location, and stated interests.<\/li>\n
  • Organization name, job title, business contact details, and role within an organization.<\/li>\n <\/ul>\n

    B. Investor and Eligibility Information<\/h3>\n

    Where required for a feature or opportunity, we or an authorized provider may process information relating to investor eligibility, qualification, accreditation, suitability, residency, jurisdiction, beneficial ownership, or authority to act for an entity.<\/p>\n

    The precise information required depends on applicable law, the offering structure, the issuer's process, and the provider conducting the check. We do not intend to collect more information than reasonably necessary for the stated purpose.<\/p>\n

    Highly sensitive verification materials, such as identity documents or financial records, should be submitted through an approved secure workflow where one is provided. Do not assume that an ordinary profile, message, or email is an appropriate channel for such documents.<\/p>\n

    C. Investment and Deal-Room Activity<\/h3>\n
      \n
    • Opportunities viewed, saved, or requested.<\/li>\n
    • Deal-room invitations, access approvals, and participation records.<\/li>\n
    • Document views, downloads, acknowledgments, and electronic-signature workflow status, where enabled and lawfully collected.<\/li>\n
    • Investor inquiries, issuer communications, and support requests.<\/li>\n
    • Information you submit through questionnaires, forms, or other investment-related workflows.<\/li>\n <\/ul>\n

      We do not assume that merely viewing an opportunity means that you have made an investment commitment or that you meet any particular investor qualification.<\/p>\n

      D. Transaction and Payment Information<\/h3>\n

      If the Center supports a paid feature or integrates with a transaction or payment provider, we may receive information such as payment status, transaction references, invoices, billing contact details, fee records, and limited payment metadata.<\/p>\n

      Payment-card or bank details may be collected directly by a third-party payment provider. The information we receive depends on the integration. We do not claim that Expat Mall itself processes or holds payment credentials unless that is actually part of the configured service.<\/p>\n

      E. Communications and User Content<\/h3>\n
        \n
      • Messages, inquiries, support tickets, feedback, and correspondence.<\/li>\n
      • Files or documents you upload through authorized features.<\/li>\n
      • Content you publish in profiles, groups, forums, or other community features connected to Expat Mall.<\/li>\n
      • Information provided by an issuer or another participant in a communication involving you.<\/li>\n <\/ul>\n

        F. Technical and Usage Information<\/h3>\n

        We and our service providers may collect technical information such as IP address, browser and device type, operating system, referral information, timestamps, pages or features accessed, log records, approximate location inferred from technical data, cookie identifiers, and security events.<\/p>\n

        The information collected depends on our hosting, analytics, security, cookie, and other service configurations.<\/p>\n

        G. Information from Other Sources<\/h3>\n

        Where permitted by law and appropriate to the relevant purpose, we may receive information from issuers, authorized verification providers, transaction-management services, business partners, publicly available sources, or other participants in the Investor Relations Center.<\/p>\n

        We may use such information to maintain records, respond to requests, administer access, prevent fraud, support compliance, or correct inaccurate account details.<\/p>\n

        3. How We Use Information<\/h2>\n

        We may use personal information for the following purposes, subject to applicable law:<\/p>\n

          \n
        • Operate the Center:<\/strong> create accounts, provide requested features, administer deal rooms, and deliver investor-relations services.<\/li>\n
        • Verify and manage access:<\/strong> authenticate accounts, review access requests, confirm authorization, and facilitate eligibility workflows where applicable.<\/li>\n
        • Support issuers and users:<\/strong> route inquiries, deliver requested communications, maintain relevant records, and provide customer support.<\/li>\n
        • Maintain platform security:<\/strong> detect fraud, investigate suspicious activity, protect accounts, prevent unauthorized access, and enforce platform policies.<\/li>\n
        • Meet legal obligations:<\/strong> respond to lawful requests, maintain required records, address disputes, and support compliance with applicable legal requirements.<\/li>\n
        • Administer transactions:<\/strong> provide information needed for authorized workflows, billing, transaction status, document execution, or service delivery.<\/li>\n
        • Improve services:<\/strong> understand platform performance, diagnose technical issues, and improve usability, reliability, and security.<\/li>\n
        • Communicate with you:<\/strong> send service notices, security alerts, policy updates, requested information, and other relevant communications.<\/li>\n
        • Protect rights and safety:<\/strong> investigate potential violations, enforce agreements, and protect users, issuers, Expat Mall, and others.<\/li>\n <\/ul>\n

          We may combine information collected through different Expat Mall features where reasonably necessary for these purposes and permitted by law.<\/p>\n

          4. Legal Bases Where Required<\/h2>\n

          Depending on your location and the applicable privacy law, we may rely on one or more legal bases to process personal information, including performing a contract or taking steps requested before entering a contract, complying with legal obligations, pursuing legitimate interests, protecting vital interests, or obtaining consent where required.<\/p>\n

          Where we rely on consent, you may withdraw it as permitted by law. Withdrawal does not invalidate processing that occurred before withdrawal or processing that may continue under another lawful basis.<\/p>\n

          5. How We Share Information<\/h2>\n

          We do not treat your investor profile or deal-room activity as information that may be disclosed indiscriminately. We share information only as reasonably necessary for the purposes described in this Policy, with appropriate authorization or a lawful basis, or as otherwise permitted or required by law.<\/p>\n

          A. Issuers and Authorized Participants<\/h3>\n

          If you request access to an opportunity, submit an inquiry, or participate in an issuer's workflow, relevant information may be shared with that issuer and its authorized representatives. The information shared may include your name, contact details, professional information, access-request responses, eligibility status, communications, and other information you choose or are required to submit.<\/p>\n

          Before submitting information to an issuer, consider whether the information is necessary and review any applicable issuer privacy notice or transaction documents.<\/p>\n

          B. Service Providers<\/h3>\n

          We may share information with vendors that provide hosting, website infrastructure, authentication, cybersecurity, analytics, customer support, email delivery, document storage, electronic signatures, identity verification, compliance support, payment processing, transaction management, or other services on our behalf.<\/p>\n

          These providers may process information according to our instructions, their own contractual arrangements, and applicable law. Some providers may act as independent controllers or businesses for particular activities.<\/p>\n

          C. Your Authorized Representatives<\/h3>\n

          We may share information with a person or organization you authorize to act on your behalf, subject to applicable law and any necessary verification.<\/p>\n

          D. Legal, Regulatory, and Safety Reasons<\/h3>\n

          We may disclose information when reasonably necessary to comply with applicable law, lawful process, regulatory requests, or enforceable legal obligations; establish or defend legal claims; investigate fraud or security incidents; enforce agreements; or protect the rights, safety, and security of users, issuers, Expat Mall, or others.<\/p>\n

          E. Corporate Transactions<\/h3>\n

          Information may be disclosed in connection with a proposed or completed merger, acquisition, financing, restructuring, asset sale, or similar corporate transaction, subject to appropriate safeguards and applicable law.<\/p>\n

          F. With Your Direction or Consent<\/h3>\n

          We may share information when you request or authorize the disclosure or where another lawful basis permits it.<\/p>\n

          6. No Public Disclosure by Default<\/h2>\n

          Information submitted through a restricted investor profile or deal room is not intended to be publicly displayed merely because it has been submitted to the Investor Relations Center.<\/p>\n

          However, some profile fields, posts, comments, or other content may be visible to other members or the public depending on the feature, account settings, access controls, and platform configuration. Do not post confidential information in public or broadly accessible areas.<\/p>\n

          Access restrictions reduce exposure but do not guarantee that an authorized recipient will not copy, screenshot, download, disclose, or misuse information. Use the appropriate confidentiality and document-access controls for sensitive materials.<\/p>\n

          7. Cookies and Similar Technologies<\/h2>\n

          We and our service providers may use cookies, pixels, local storage, and similar technologies to maintain sessions, remember preferences, protect accounts, measure site performance, understand usage, and support other disclosed purposes.<\/p>\n

          Some technologies may be necessary for the site to function. Others, including certain analytics or advertising technologies, may require consent depending on your location and the technology used.<\/p>\n

          You may be able to manage cookies through your browser settings and any cookie-preference tool provided on the site. Blocking certain cookies may affect login, navigation, security, or other functionality.<\/p>\n

          8. Communications and Marketing<\/h2>\n

          We may send operational communications relating to account access, security, deal-room invitations, requested services, transactions, and changes to policies or terms.<\/p>\n

          Where permitted by law, we may also send product updates, event invitations, newsletters, or other marketing communications. You can opt out of marketing emails through the unsubscribe mechanism or by contacting us. Opting out of marketing will not necessarily stop essential service or legal notices.<\/p>\n

          9. Data Retention<\/h2>\n

          We retain personal information for as long as reasonably necessary to provide the relevant services, administer accounts, support issuer and investor workflows, maintain security, resolve disputes, enforce agreements, and comply with applicable legal or regulatory obligations.<\/p>\n

          Retention periods vary depending on the type of information, the purpose of processing, the relevant transaction, contractual obligations, and legal requirements. Some records may need to be retained after an account is closed or access to a deal room is removed.<\/p>\n

          When information is no longer reasonably required, we will take appropriate steps to delete, anonymize, or otherwise dispose of it, subject to applicable law and legitimate retention needs.<\/p>\n

          10. Security<\/h2>\n

          We use reasonable administrative, technical, and organizational safeguards intended to protect personal information from unauthorized access, loss, misuse, alteration, and disclosure.<\/p>\n

          No online platform or data transmission can be guaranteed to be completely secure. We therefore cannot promise absolute security. You should use strong, unique passwords, protect your devices, avoid sharing credentials, and notify us promptly if you suspect unauthorized account access.<\/p>\n

          If a data incident occurs, we will take steps appropriate to the circumstances and provide notifications where required by applicable law.<\/p>\n

          11. International Data Transfers<\/h2>\n

          Expat Mall is a U.S.-based company, and the Investor Relations Center may be accessed by users and issuers in different countries. Personal information may therefore be processed or stored in the United States or other countries where we or our service providers operate.<\/p>\n

          Privacy laws and government-access rules may differ between countries. Where required, we will use appropriate safeguards for international transfers and provide information about those safeguards as required by applicable law.<\/p>\n

          12. Your Privacy Rights<\/h2>\n

          Depending on your location and applicable law, you may have rights to request access to, correction of, deletion of, or a copy of certain personal information; object to or restrict certain processing; withdraw consent; or request information about our data practices.<\/p>\n

          These rights are subject to legal exceptions. For example, we may need to retain certain records to comply with legal obligations, maintain transaction documentation, protect security, or establish or defend legal claims.<\/p>\n

          To submit a request, contact us using the details in the \u201cContact Us\u201d section. We may need to verify your identity and authority before acting on a request. If a request concerns information controlled by an issuer or another independent provider, we may direct you to that party or assist in routing the request as appropriate.<\/p>\n

          13. Additional Information for California Residents<\/h2>\n

          If the California Consumer Privacy Act, as amended by the California Privacy Rights Act (\u201cCCPA\u201d), applies to our processing of your information, you may have additional rights, subject to applicable exceptions.<\/p>\n

          These may include the right to know categories of personal information collected, sources, purposes, and categories of recipients; request access to or deletion of certain personal information; request correction of inaccurate information; obtain certain information in a portable format; and not be discriminated against for exercising applicable privacy rights.<\/p>\n

          California law also provides rights concerning the sale or sharing of personal information and the use or disclosure of certain sensitive personal information. Whether these provisions apply depends on our actual practices and the relevant statutory definitions.<\/p>\n

          We do not state categorically that we never \u201csell\u201d or \u201cshare\u201d personal information under California law without first evaluating our actual data flows, analytics tools, advertising integrations, and service-provider arrangements. If applicable law grants you a right to opt out, we will provide the required method.<\/p>\n

          To exercise applicable rights or ask a question about California privacy requirements, contact us using the information below.<\/p>\n

          14. Other U.S. State Privacy Laws<\/h2>\n

          Residents of certain other U.S. states may have additional rights under applicable state privacy laws. Depending on the law and its exceptions, those rights may include access, correction, deletion, portability, or opting out of certain targeted advertising, sale of personal information, or profiling activities.<\/p>\n

          To submit a request, contact us using the information below. We will assess and respond to requests in accordance with the law applicable to the request.<\/p>\n

          15. Children and Minors<\/h2>\n

          The Investor Relations Center is intended for adults conducting legitimate investor-relations, business, or investment-related activities. It is not designed for children, and we do not knowingly seek to collect personal information from children in violation of applicable law.<\/p>\n

          If you believe a child has submitted personal information inappropriately, contact us so we can assess the matter and take appropriate action.<\/p>\n

          16. Third-Party Websites and Services<\/h2>\n

          The Center may contain links to issuer websites, document portals, identity verification providers, electronic-signature services, transaction platforms, and other third-party services.<\/p>\n

          Those services may have their own privacy policies and data practices. This Policy does not govern information you provide directly to a third party acting independently. Review the third party's privacy notice before submitting personal or financial information.<\/p>\n

          17. Automated Processing and Profiling<\/h2>\n

          We may use automated tools to support security, detect suspicious activity, organize information, provide search or recommendation functionality, or administer access workflows.<\/p>\n

          We do not represent that every decision or workflow is automated. Where applicable law provides rights concerning decisions made solely by automated processing that have legal or similarly significant effects, we will address those rights as required by law.<\/p>\n

          18. Changes to This Privacy Policy<\/h2>\n

          We may update this Policy to reflect changes in the Investor Relations Center, our data practices, service providers, or applicable law.<\/p>\n

          We will update the \u201cLast Updated\u201d date and provide notice of material changes where required by law or appropriate to the circumstances. Where consent is legally required for a new processing activity, we will seek it as required.<\/p>\n

          19. Contact Us<\/h2>\n

          For questions, privacy requests, or concerns about this Policy, contact:<\/p>\n

          Expat Mall, Inc.<\/strong>
          \n Investor Relations Center \u2014 Privacy Inquiries
          \n Email: privacy@expatmall.com<\/a>
          \n Website:           https:\/\/expatmall.com<\/a><\/p>\n

          Before publication, confirm that the contact email is monitored and that this Policy accurately describes the data collected by the live website, its plugins, analytics tools, hosting provider, and any connected investor, identity-verification, document-signing, or transaction services.<\/em><\/p>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"Investor Relations Center \u2014 Privacy Policy Effective Date: October 1, 2026 Last Updated: October 1, 2026 This Privacy Policy explains...","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-8","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/expatmall.com\/investorrelations\/wp-json\/wp\/v2\/pages\/8","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/expatmall.com\/investorrelations\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/expatmall.com\/investorrelations\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/expatmall.com\/investorrelations\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/expatmall.com\/investorrelations\/wp-json\/wp\/v2\/comments?post=8"}],"version-history":[{"count":22,"href":"https:\/\/expatmall.com\/investorrelations\/wp-json\/wp\/v2\/pages\/8\/revisions"}],"predecessor-version":[{"id":1940,"href":"https:\/\/expatmall.com\/investorrelations\/wp-json\/wp\/v2\/pages\/8\/revisions\/1940"}],"wp:attachment":[{"href":"https:\/\/expatmall.com\/investorrelations\/wp-json\/wp\/v2\/media?parent=8"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}