{"id":7,"date":"2026-09-21T00:58:31","date_gmt":"2026-09-21T00:58:31","guid":{"rendered":"https:\/\/expatmall.com\/investorrelations\/terms-of-service\/"},"modified":"2026-10-09T03:03:29","modified_gmt":"2026-10-09T03:03:29","slug":"terms-of-service","status":"publish","type":"page","link":"https:\/\/expatmall.com\/investorrelations\/terms-of-service\/","title":{"rendered":"Terms of Service"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"7\" class=\"elementor elementor-7\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-67d4595 e-flex e-con-boxed e-con e-parent\" data-id=\"67d4595\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-862bff5 elementor-widget elementor-widget-html\" data-id=\"862bff5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"expat-investor-terms\">\n  <h1>Investor Relations Center \u2014 Terms of Service<\/h1>\n  <p><strong>Effective Date:<\/strong> October 1, 2026<br>\n  <strong>Last Updated:<\/strong> October 1, 2026<\/p>\n  <p>Welcome to the Expat Mall Investor Relations Center (the \u201cInvestor Relations Center\u201d), a feature of Expat Mall operated by Expat Mall, Inc. (\u201cExpat Mall,\u201d \u201cwe,\u201d \u201cus,\u201d or \u201cour\u201d). These Terms of Service (\u201cTerms\u201d) govern your access to and use of the Investor Relations Center, including investor profiles, issuer pages, investment-related information, private deal rooms, document libraries, investor communications, and related services made available through our platform.<\/p>\n  <p>By accessing or using the Investor Relations Center, creating an account, requesting access to an opportunity, or accepting an invitation to a deal room, you agree to these Terms. If you do not agree, do not access or use the Investor Relations Center.<\/p>\n  <p><strong>Important:<\/strong> The Investor Relations Center is not, merely by virtue of these Terms or its presence on Expat Mall, a registered broker-dealer, investment adviser, securities exchange, funding portal, or other regulated financial intermediary. Whether any registration, licensing, or other regulatory obligation applies depends on the actual activities conducted by Expat Mall and other participants. Nothing in these Terms establishes or represents that Expat Mall is authorized to conduct regulated activities.<\/p>\n  <h2>1. Relationship to Other Expat Mall Policies<\/h2>\n  <p>These Terms supplement the general Expat Mall Terms of Service, Privacy Policy, and any applicable disclosures, risk statements, opportunity-specific terms, issuer agreements, subscription documents, and confidentiality agreements.<\/p>\n  <p>If a separate written agreement applies to a particular investment opportunity, issuer, investor, or transaction, that agreement will govern the subject matter it expressly addresses to the extent of any conflict, subject to applicable law.<\/p>\n  <p>For information about personal data, please review our <a href=\"\/privacy-policy\/\">Privacy Policy<\/a> and, where applicable, the separate Investor Relations Center Privacy Policy.<\/p>\n  <h2>2. Eligibility and Access<\/h2>\n  <p>The Investor Relations Center is intended for individuals and organizations with a legitimate interest in investor relations, business opportunities, private investments, or related professional activities.<\/p>\n  <p>To use certain features, you may be required to:<\/p>\n  <ul>\n    <li>Create and maintain an Expat Mall account.<\/li>\n    <li>Provide accurate, current, and complete registration information.<\/li>\n    <li>Verify your identity, contact information, organization, or authority to act on its behalf.<\/li>\n    <li>Complete investor eligibility, suitability, accreditation, qualification, or other checks where legally required or requested by an issuer or authorized service provider.<\/li>\n    <li>Accept additional confidentiality terms before accessing restricted materials.<\/li>\n    <li>Meet age, residency, jurisdictional, or other requirements applicable to a specific opportunity.<\/li>\n  <\/ul>\n  <p>Access to the Investor Relations Center or a particular deal room does not establish that you are eligible to invest in any security or other product. Eligibility may differ by offering, issuer, jurisdiction, investor category, and applicable law.<\/p>\n  <p>We may restrict or deny access where reasonably necessary for security, legal compliance, issuer requirements, platform integrity, or enforcement of these Terms.<\/p>\n  <h2>3. Account Security and Accuracy<\/h2>\n  <p>You are responsible for maintaining the confidentiality of your login credentials and for activity conducted through your account, subject to applicable law.<\/p>\n  <ul>\n    <li>Use accurate account and contact information.<\/li>\n    <li>Do not impersonate another person or organization.<\/li>\n    <li>Do not share access credentials or permit unauthorized account access.<\/li>\n    <li>Notify us promptly if you suspect unauthorized access or a security incident involving your account.<\/li>\n    <li>Keep your investor, professional, and organization information reasonably current.<\/li>\n  <\/ul>\n  <p>You must not misrepresent your identity, beneficial ownership, investor status, accreditation, financial circumstances, authority to act for an entity, or any other information requested in connection with an opportunity.<\/p>\n  <h2>4. Nature of the Investor Relations Center<\/h2>\n  <p>The Investor Relations Center may provide technology and communication features for viewing issuer information, discovering opportunities, organizing documents, managing investor relations, and communicating with issuers or other authorized participants.<\/p>\n  <p>Depending on the features available and the applicable agreements, the Center may include:<\/p>\n  <ul>\n    <li>Issuer profiles and company information.<\/li>\n    <li>Investment opportunity descriptions and supporting documents.<\/li>\n    <li>Restricted deal rooms and document repositories.<\/li>\n    <li>Investor updates, announcements, and communications.<\/li>\n    <li>Access requests, invitations, and eligibility workflows.<\/li>\n    <li>Links or integrations to third-party transaction, identity verification, payment, document-signing, or compliance providers.<\/li>\n  <\/ul>\n  <p>Features may change, be limited, or be discontinued. We do not guarantee that every feature will always be available or that any particular issuer, offering, or transaction will be listed.<\/p>\n  <h2>5. No General Investment Recommendation<\/h2>\n  <p>Unless expressly agreed in a separate written agreement and permitted by applicable law, Expat Mall does not undertake to provide personalized investment advice, portfolio management, legal advice, tax advice, accounting advice, or immigration advice through the Investor Relations Center.<\/p>\n  <p>Information made available through the Center is provided for general informational, business, issuer-relations, or opportunity-review purposes. Its availability does not, by itself, constitute a recommendation that you purchase, sell, subscribe for, hold, or otherwise transact in a security or other investment.<\/p>\n  <p>You are responsible for independently evaluating any opportunity and obtaining advice from qualified professionals as appropriate to your circumstances.<\/p>\n  <h2>6. Issuers and Investment Opportunities<\/h2>\n  <p>Investment opportunities, issuer profiles, offering materials, financial projections, business plans, and related statements may be prepared or supplied by third-party issuers, sponsors, project owners, intermediaries, or other participants.<\/p>\n  <p>Unless expressly stated in a separate written agreement, Expat Mall does not represent or warrant that:<\/p>\n  <ul>\n    <li>An issuer or project has been independently audited, investigated, or verified in full.<\/li>\n    <li>Offering materials are complete, accurate, current, or free from material omissions.<\/li>\n    <li>Financial projections, valuations, business plans, or forecasts will be achieved.<\/li>\n    <li>An issuer will satisfy its obligations or that an investment will produce a return.<\/li>\n    <li>A project, business, property, or investment is suitable for any particular person.<\/li>\n  <\/ul>\n  <p>Any verification, screening, due diligence, or review actually performed by Expat Mall will be limited to the scope expressly described. Do not assume that listing an issuer or displaying its materials constitutes endorsement, a guarantee, or comprehensive due diligence.<\/p>\n  <p>Issuers are responsible for their own disclosures, representations, offering compliance, investor communications, transaction documents, and other obligations imposed by applicable law and contract.<\/p>\n  <h2>7. Securities Laws and Investor Eligibility<\/h2>\n  <p>Securities offerings and investment transactions may be subject to federal, state, and foreign securities laws, restrictions on solicitation and advertising, investor qualification requirements, transfer restrictions, filing obligations, and other legal requirements.<\/p>\n  <p>An issuer's use of the Investor Relations Center does not establish that an offering is registered, exempt from registration, lawful in every jurisdiction, or suitable for every prospective investor.<\/p>\n  <p>Where an opportunity is offered under an exemption from securities registration, such as an applicable Regulation D exemption, eligibility and other restrictions may apply. Other exemptions or cross-border rules may apply to particular offerings. The legal requirements depend on the actual facts and the exemption or registration pathway being used.<\/p>\n  <p>You agree to provide accurate information reasonably requested for applicable eligibility or compliance checks. You must not access, share, promote, or participate in an offering in violation of applicable law or restrictions communicated to you.<\/p>\n  <p>Expat Mall may restrict access to an opportunity or remove materials where reasonably necessary to address legal, compliance, security, issuer, or platform concerns. Such action does not constitute a legal determination that an offering is lawful or unlawful.<\/p>\n  <h2>8. EB-5 and Immigration-Related Opportunities<\/h2>\n  <p>Some opportunities may relate to immigrant investment programs, including the U.S. EB-5 Immigrant Investor Program, or to projects marketed to individuals considering immigration through investment.<\/p>\n  <p>Expat Mall does not guarantee immigration eligibility, visa issuance, petition approval, lawful permanent residence, job creation, repayment of invested capital, or any other immigration or investment outcome.<\/p>\n  <p>Immigration eligibility and investment compliance are separate questions. A project or investment opportunity should not be assumed to qualify for an immigration benefit merely because it references EB-5 or another immigration program.<\/p>\n  <p>Prospective investors should independently review the applicable offering documents and consult appropriately qualified U.S. immigration counsel, securities counsel, tax advisers, and other professionals before making a decision.<\/p>\n  <h2>9. Deal Rooms and Confidential Materials<\/h2>\n  <p>Access to a deal room or restricted document library may be conditioned on an invitation, eligibility review, confidentiality agreement, or other issuer-specific requirements.<\/p>\n  <p>Unless the applicable materials or agreement expressly permit otherwise, you agree to:<\/p>\n  <ul>\n    <li>Use restricted materials only to evaluate the relevant opportunity or conduct authorized investor-relations activities.<\/li>\n    <li>Keep confidential information confidential and protect it using reasonable care.<\/li>\n    <li>Not publish, distribute, sell, or disclose restricted materials to unauthorized persons.<\/li>\n    <li>Not copy, scrape, download, record, or reproduce materials except as authorized or permitted by law.<\/li>\n    <li>Respect any issuer-specific restrictions, confidentiality notices, and document-handling instructions.<\/li>\n  <\/ul>\n  <p>Confidentiality obligations may also be governed by a separate non-disclosure agreement or other written contract. These Terms do not override rights or obligations that cannot lawfully be waived.<\/p>\n  <p>Confidentiality obligations do not prohibit disclosures protected by applicable law, including legally protected communications with government authorities, disclosures required by law, or other nonwaivable rights. Where legally permitted, provide notice before a compelled disclosure if the applicable agreement requires it.<\/p>\n  <h2>10. User Submissions and Communications<\/h2>\n  <p>You may be able to submit investor inquiries, comments, documents, company information, messages, and other materials through the Center.<\/p>\n  <p>You retain ownership of content you own, subject to rights you grant under these Terms and other applicable agreements. You grant Expat Mall a limited, non-exclusive, worldwide license to host, store, reproduce, display, transmit, and process your submissions as reasonably necessary to operate, secure, administer, and improve the relevant services; communicate with you; and perform the functions you request.<\/p>\n  <p>This license does not authorize Expat Mall to publicly disclose confidential offering materials or personal information without an appropriate legal basis or authorization. Separate terms may apply to content you publish publicly or submit to an issuer.<\/p>\n  <p>You represent that you have the rights and authority necessary to submit the materials you provide and that your submissions do not knowingly violate applicable law, third-party rights, or contractual confidentiality obligations.<\/p>\n  <h2>11. Prohibited Conduct<\/h2>\n  <p>You must not use the Investor Relations Center to:<\/p>\n  <ul>\n    <li>Commit fraud, misrepresentation, identity theft, market manipulation, or other unlawful conduct.<\/li>\n    <li>Make false claims about an issuer, investment, investor status, accreditation, or financial performance.<\/li>\n    <li>Distribute offering materials to persons who are not authorized to receive them.<\/li>\n    <li>Conduct unauthorized securities solicitation, transaction activity, or financial promotion.<\/li>\n    <li>Evade investor eligibility checks, sanctions restrictions, or other compliance controls.<\/li>\n    <li>Misuse another person's confidential information, intellectual property, or personal data.<\/li>\n    <li>Scrape, reverse engineer, disrupt, compromise, or attempt unauthorized access to the platform or its systems.<\/li>\n    <li>Upload malicious code or use the Center for spam, harassment, or deceptive communications.<\/li>\n    <li>Use the Center to facilitate money laundering, terrorist financing, sanctions evasion, or other prohibited financial activity.<\/li>\n  <\/ul>\n  <h2>12. Third-Party Services<\/h2>\n  <p>The Investor Relations Center may link to or integrate with third-party providers, including transaction-management platforms, electronic-signature tools, identity verification services, payment providers, document storage services, and issuer websites.<\/p>\n  <p>Third-party services may be governed by separate terms and privacy policies. Expat Mall does not control every aspect of those services and is not responsible for their independent operations, content, security practices, or decisions, except as required by applicable law or expressly agreed in writing.<\/p>\n  <p>Review third-party terms and privacy notices before using their services or submitting information to them.<\/p>\n  <h2>13. Fees, Transactions, and Investment Documents<\/h2>\n  <p>Any platform fee, subscription charge, issuer fee, transaction fee, or other amount payable through or in connection with the Center must be described in the applicable checkout flow, written agreement, or transaction documentation.<\/p>\n  <p>Unless expressly stated otherwise in a written agreement, Expat Mall does not hold itself out as the custodian of investor funds or securities. Do not send investment funds to Expat Mall unless a specific written arrangement expressly authorizes the transaction and has been reviewed for applicable legal and regulatory requirements.<\/p>\n  <p>Investment commitments, subscriptions, purchases, transfers, and other transactions are governed by their applicable offering documents, subscription agreements, purchase agreements, issuer agreements, and other binding transaction documents\u2014not merely by access to the Center or these Terms.<\/p>\n  <h2>14. Intellectual Property<\/h2>\n  <p>The Investor Relations Center, including its software, design, branding, layout, and original platform content, is owned by or licensed to Expat Mall and is protected by applicable intellectual property laws.<\/p>\n  <p>You may not reproduce, distribute, modify, reverse engineer, or commercially exploit platform materials except as authorized by Expat Mall, permitted by law, or expressly allowed by the applicable license.<\/p>\n  <p>Issuer names, logos, documents, and other third-party materials remain subject to the rights of their respective owners.<\/p>\n  <h2>15. Availability, Security, and Changes<\/h2>\n  <p>We use reasonable measures intended to protect the Investor Relations Center, but no online service, transmission, storage system, or authentication method can be guaranteed to be completely secure.<\/p>\n  <p>We may modify, suspend, restrict, or discontinue any feature, listing, account, or deal room where reasonably necessary for maintenance, security, compliance, issuer requirements, or platform operations, subject to applicable law and any binding agreement.<\/p>\n  <p>We do not guarantee uninterrupted access, error-free operation, or permanent availability of documents or communications. You are responsible for retaining copies of documents you are authorized to keep when appropriate.<\/p>\n  <h2>16. Disclaimers<\/h2>\n  <p>To the extent permitted by applicable law, the Investor Relations Center and its general informational content are provided on an \u201cas is\u201d and \u201cas available\u201d basis.<\/p>\n  <p>We disclaim implied warranties only to the extent those warranties may lawfully be disclaimed. Nothing in these Terms excludes any warranty, right, or remedy that cannot legally be excluded or limited.<\/p>\n  <p>Nothing in these Terms guarantees the accuracy of third-party information, the success of an investment, the performance of an issuer, the availability of an offering, or any financial, business, or immigration outcome.<\/p>\n  <h2>17. Limitation of Liability<\/h2>\n  <p>To the maximum extent permitted by applicable law, Expat Mall will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, lost opportunities, loss of data, or investment losses arising from use of the Investor Relations Center.<\/p>\n  <p>To the maximum extent permitted by applicable law, Expat Mall's aggregate liability arising from or relating to the Investor Relations Center will be limited to the amount you paid directly to Expat Mall for the relevant Center services during the twelve months preceding the event giving rise to the claim, or US$100 if you paid no such fees.<\/p>\n  <p>These limitations do not apply where prohibited by law and do not limit liability that cannot lawfully be limited, including any applicable liability for fraud, willful misconduct, or other nonwaivable claims. Applicable transaction agreements may contain separate liability terms.<\/p>\n  <h2>18. Indemnification<\/h2>\n  <p>To the extent permitted by applicable law, you agree to be responsible for losses, claims, liabilities, and reasonable expenses arising from your unlawful conduct, material breach of these Terms, infringement of third-party rights, or misuse of the Investor Relations Center.<\/p>\n  <p>This provision does not require you to indemnify Expat Mall for losses to the extent caused by Expat Mall's own conduct where such indemnification would be prohibited by law.<\/p>\n  <h2>19. Suspension and Termination<\/h2>\n  <p>You may stop using the Investor Relations Center at any time. Account deletion or termination may not eliminate records we must retain for legal, compliance, security, accounting, dispute-resolution, or contractual purposes.<\/p>\n  <p>We may suspend, restrict, or terminate access where reasonably necessary because of a suspected breach, security incident, legal requirement, issuer instruction, or risk to users or the platform.<\/p>\n  <p>Termination does not automatically cancel, amend, or release obligations under an executed investment agreement, subscription document, confidentiality agreement, or other binding contract.<\/p>\n  <h2>20. Governing Law and Disputes<\/h2>\n  <p>These Terms are intended to be governed by the laws of the State of Delaware, United States, without regard to conflict-of-law rules, except to the extent another law is mandatorily applicable.<\/p>\n  <p>Any dispute-resolution procedure, exclusive venue, arbitration provision, class-action waiver, or other procedural term should be included only after review by qualified counsel and only to the extent enforceable under applicable law. Nothing in this section limits nonwaivable consumer or statutory rights.<\/p>\n  <h2>21. Changes to These Terms<\/h2>\n  <p>We may update these Terms from time to time. We will update the \u201cLast Updated\u201d date when changes are made and provide notice when required by law or appropriate to the nature of the change.<\/p>\n  <p>Your continued use of the Investor Relations Center after revised Terms become effective constitutes acceptance where such acceptance is legally effective. If you do not agree to revised Terms, stop using the affected services.<\/p>\n  <h2>22. Contact Us<\/h2>\n  <p>For questions about these Terms or the Investor Relations Center, contact:<\/p>\n  <p><strong>Expat Mall, Inc.<\/strong><br>\n  Investor Relations Center<br>\n  Email: <a href=\"mailto:investorrelations@expatmall.com\">investorrelations@expatmall.com<\/a><br>\n  Website: <a href=\"https:\/\/expatmall.com\">https:\/\/expatmall.com<\/a><\/p>\n  <p><em>Before publication, confirm that the contact email is monitored and that the governing-law, dispute-resolution, fee, liability, and platform-role provisions match Expat Mall's actual business model and agreements.<\/em><\/p>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"Investor Relations Center \u2014 Terms of Service Effective Date: October 1, 2026 Last Updated: October 1, 2026 Welcome to the...","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-7","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/expatmall.com\/investorrelations\/wp-json\/wp\/v2\/pages\/7","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/expatmall.com\/investorrelations\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/expatmall.com\/investorrelations\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/expatmall.com\/investorrelations\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/expatmall.com\/investorrelations\/wp-json\/wp\/v2\/comments?post=7"}],"version-history":[{"count":13,"href":"https:\/\/expatmall.com\/investorrelations\/wp-json\/wp\/v2\/pages\/7\/revisions"}],"predecessor-version":[{"id":1937,"href":"https:\/\/expatmall.com\/investorrelations\/wp-json\/wp\/v2\/pages\/7\/revisions\/1937"}],"wp:attachment":[{"href":"https:\/\/expatmall.com\/investorrelations\/wp-json\/wp\/v2\/media?parent=7"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}